Should I Pay off Debt or Invest?

I thought I would provide more of an explanation into a post I did earlier this week on Instagram. Whether if paying off debt or investing is ideal for you. Everyone has a different take on this topic; you may be dealing with debt, saving, and/or investing. Here are some options I mentioned you can … Should I Pay off Debt or Invest? Read More »

How About Starting A Christmas Club or Fund!

Happy holidays everyone. If you have a week off due to Christmas, enjoy. If you’re still working throughout the holidays bless your heart and soul. But I have a question for the folks that celebrate Christmas or Kwanzaa and provide gifts. Why not have a Christmas club/fund or a sinking fund?! I received an article … How About Starting A Christmas Club or Fund! Read More »

CERB- What you need to know!!

Welcome back FitnanceIQ family! First and foremost, to everyone that has been following me for the month of December, I’ve been reintroducing old blog posts to remind you guys what FitnanceIQ Services is all about. So FitnanceIQ Services focuses mostly on personal finance aspects, such as budgeting, savings and personal taxes and we help small … CERB- What you need to know!! Read More »

Top FIVE Business Expenses

Are you a business owner? If so, I’ve got some great tips to help you save and manage your expenses. When it comes to tax season, receipts are more valuable than money in your business. With a business, you have the opportunity to claim many of your expenses!!! Depending on your business, here are the … Top FIVE Business Expenses Read More »

14 Ways to Celebrate V-day: Without Breaking the Bank

  As we know Valentine’s Day is HERE. Every year I  see couples, mainly guys, (and a few ladies) that go all out to make this day seem special for their loved one. What if I told you that you don’t have to break the bank to make your significant other feel special on this … 14 Ways to Celebrate V-day: Without Breaking the Bank Read More »

Flashback Friday of “Improving your Financial Mindset & Dave Ramsey’s Top 7 Baby Steps to Financial Freedom”

  Hey FitnanceIQ Family, So I thought I would flashback Friday and go back to one of my favourite blogs I did. The reason why I want to share this again because it gives you an idea of my money mindset and the next post I plan to do will go more in depth with … Flashback Friday of “Improving your Financial Mindset & Dave Ramsey’s Top 7 Baby Steps to Financial Freedom” Read More »

Financial Literacy Month Series: Getting Back on Track

Financial Literacy Month: Getting back on track Hey ladies and gents! I’m back again with another financial literacy month series! 2018 has been one heck of a year, and we are now in our last quarter of the year. Can you believe that 2019 is just around the corner!?!?!? Well, I’m ready to conquer some … Financial Literacy Month Series: Getting Back on Track Read More »

5 methods to consider when spending your tax returns.

Hi ladies and gentlemen, we are almost at the end of February. I’m sure we have learned something during Black History Month, embraced Valentine’s day or completely ignored it, enjoyed watching Black Panther make movie history and the number sports so far (Superbowl, South Korea Olympics {BIG UP} and All-star weekend). Nonetheless, I’m not here … 5 methods to consider when spending your tax returns. Read More »

Tips on Budgeting

Happy New Year FitnanceIQ family!!! Can you believe we are going into our third week of the year!!! I hope the year is treating you well so far!! Ideally, I was making an IG (Instagram)post but realize that it may be too much content so it’s better to condense it on IG and just have … Tips on Budgeting Read More »

Tips on Managing Christmas Holidays

Christmas trees are up and decorated, Christmas lights are on from last year or have been up since Halloween/Thanksgiving. Christmas carols are in stores and malls. “It’s thee most wonderful time of the YEAR!” (Remember that song?) Or should we sing “It’s thee most spending time of the YEAR!” This is the holiday where we … Tips on Managing Christmas Holidays Read More »